Category Archives for "Buyers"

Home Buying Checklist

Home Buying Checklist – Things To Look Out For The road to home ownership can be exhilarating, but also complicated. For any successful real estate transaction to occur, several vital steps must be executed, which may include choosing a REALTORĀ® who can help guide you through the process, to contacting a reputable lender to establish […]

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Obtaining a Mortgage Loan

Qualifying for a mortgage loan in today’s market may be tougher than it was just last year. Tightened Lending Practices Lenders have tightened underwriting requirements for the loan approval process and, in many instances, eliminated “stated income” and “no down payment” loans. Many borrowers took advantage of these so-called “subprime” loans over the last few […]

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Transaction Start to Finish

Now that you’ve found the perfect home, it’s time to get the deal rolling. Time To Rock and Roll You’ll need to sign a residential purchase agreement, make an offer, possibly put down a deposit, conduct inspections and close the sale. If this all sounds overwhelming to you, don’t worry; your REALTORĀ® will guide you […]

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Beginning Your Home Search

Once you’ve determined that you’re ready to buy, it’s time to begin thinking about where you want to look. You’ll Have Questions You’ll find there are many questions you must answer about the type of house you want to purchase. For example, are you interested in an older home or a new one? How big […]

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Credit Information

Whichever scenario applies, the first step is the same: Obtain a copy of your credit report and review it for accuracy. Experian, TransUnion and Equifax Credit reports are maintained by three credit reporting agencies: Experian, TransUnion and Equifax. It’s a good idea to obtain your credit report from all three agencies, since each may contain […]

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Are You Ready to Buy?

As with any major purchase, it pays to be informed prior to making any decisions. Understand Each Step As experienced buyers already know, buying a home is a complicated process, so it’s important to start at the beginning and thoroughly understand each step. Whether you’re buying your first home or your third, make sure you […]

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